Features

Track expenses. Plan what comes next.

Chirp brings voice and text expense entry, category budgets, and savings goals together on your iPhone. Log what you spent, check the details, and see where you stand.

Say or type “coffee six, gas forty” and Chirp creates separate expenses with amounts, merchants, and categories. Review the entries, track spending against monthly category limits, and export a date range to CSV whenever you need it. Chirp does not connect to your bank or import bank transactions.

Log expenses by voice or text.

Enter several purchases in one sentence. The example below shows how Chirp turns everyday language into individual expenses.

You type“coffee six, gas forty, Target sixty-two”

With auto-approve off, Chirp shows 3 cards, each waiting for your swipe
  1. 1 of 3
    Coffee
    $6.00
    Coffee in September$83.75 of $100
    $16.25 left after this
    CoffeeDining OutGroceriesMore…
  2. 2 of 3
    Gas
    $40.00
    Gas in September$120.85 of $160
    $39.15 left after this
    GasAuto MaintenanceMore…
  3. 3 of 3
    Target
    $62.00
    Shopping in September$250.25 of $200
    $50.25 over after this
    ShoppingClothesTechMore…

Chirp voice entry showing the bird and a live transcript of coffee, gas, and groceries

Say it out loud.

Tap the mic and talk the way you would tell a friend. Chirp waits through pauses and stops when you say you are done.

Current Chirp text entry with a growing text field, a send button aligned at its bottom, and the circular close button

Or type it.

Type the same words you would say out loud. Chirp identifies the amounts, merchants, and categories, so you can log expenses quietly too.

Nearby names, if you want them.

Turn location on and Chirp can put the right venue name on an entry. Your location stays on this iPhone. Only nearby place names go with an entry.

Check.

Turn auto-approve off to check each entry before it saves. Try the review deck: swipe right to approve, left to discard.

“Coffee $6, Gas $40, groceries $62.”

Review

Swipe right to approve, left to discard.

1 of 3
Coffee
$6.00
Coffee in September$83.75 of $100
$16.25 left after this
CoffeeDining OutGroceriesMore…
NoteProjectOptions

Fix it before it lands.

Change the amount, the date or the category right on the card. Tell Chirp to always file that merchant the same way and it will remember.

Customization

Auto-approve Skip review for typed & voice entries

The switch as it appears in Settings. Tap it.

Earn the shortcut.

Auto-approve is on by default. Turn it off to check each entry on a review card, or leave it on to save typed and spoken entries without a swipe. How auto-approve works.

See where you stand.

What the record is for: one honest number, and the ability to find anything in it.

Chirp Budget showing the month-end estimate, the full spending chart, and category amounts left

See what is left, and what is ahead.

Set category limits, then check your month-end estimate. It accounts for income, spending, upcoming bills, and the category spending you still have planned.

Current Chirp Transactions with spending and income filters, merchant logos, and September entries

Your whole record.

Find transactions by month or across your full record. The dedicated Calendar shows daily spending, upcoming bills, expected income, and an agenda. See the Calendar.

Chirp Plans: Goals and Projects tabs, savings progress, remaining amounts, and days until each target

Make room for your plans.

Track savings goals and planned spending in Plans. See your progress, what is left to save, and the time until your target date. Keep related purchases together in Projects. Savings contributions stay separate from your spending total.

Current Chirp search for coffee, with date, category, vendor and type filters plus the matching total

Search your expenses.

Search by merchant, narrow by category, vendor or date range, and see what the results add up to.

Current Chirp export with range presets, start and end dates, transaction count and Export CSV

Export expenses to CSV.

Export any date range to CSV and open it in a spreadsheet. It is your record, so it leaves when you want it to.

Backed up to your account.

Sign in with Apple or an email address. Your record is backed up to your account and comes back on a new phone.

Month-end estimate widgetUpcoming bills and income widget

Keep Chirp close.

Home Screen widgets show your month-end estimate, category budgets, upcoming bills, and more. Lock Screen widgets put a category or next bill at a glance. The Log it widget opens voice or text entry. Controls in Control Center, Lock Screen buttons, and the Action Button on supported iPhones open Chirp straight into entry.

Current Chirp theme picker with light and dark modes and labeled palette previews

Pick your colors.

Choose a palette, including Rose, Mocha, Ink, and Slate, or make your own. Dark mode is included. Try the theme preview.

Log one real thing and see.

Start with a purchase you remember. Say or type it, review the entry, and see it in your spending record.

7 days free. Then $9.99/month or $89.99/year.